Exploring the Lived Experiences of Muslim Micro-Entrepreneurs in Integrating Sharia Values into Business Practices: An Interpretative Phenomenological Analysis (IPA) in Central Java
Main Article Content
Abstract
This study explores the lived experiences of Muslim micro-entrepreneurs in integrating Sharia principles—such as amanah (trustworthiness), ihsan (excellence), and adl (justice)—into business practices. An interpretative phenomenological analysis (IPA) was employed, using semi-structured, in-depth interviews with 12 participants. The analysis revealed four themes: embodying Sharia values in decision-making, developing faith-based entrepreneurial competence, navigating tensions between market demands and religious principles, and redefining success beyond profitability. Findings highlight that entrepreneurship is perceived not only as an economic activity but also as a spiritual and ethical journey. This study contributes to Islamic entrepreneurship literature by offering methodological depth, enriching theoretical frameworks, and providing practical implications for policymakers, educators, and Islamic financial institutions.
Article Details
Section

This work is licensed under a Creative Commons Attribution 4.0 International License.
References
Admiral, A., & Pauck, M. A. (2023). Unveiling the Dark Side of Fintech: Challenges and Breaches in Protecting User Data in Indonesia’s Online Loan Service. Lex Scientia Law Review, 7(2), 995–1048. Scopus. https://doi.org/10.15294/lesrev.v7i2.77881
Agrawal, N. (2025). Violent sustainability: Blitzscale and counteraccounting in an Indian agtech start-up. Economic Anthropology, 12(1). Scopus. https://doi.org/10.1002/sea2.12333
Bachnik, K., Howe-Walsh, L., Critchley, L., Alicea, M., Guajardo, M., & Washington, C. E. (2023). Women’s crucible leadership experiences: Through the lens of the four-frame organisational model. Gender in Management, 38(7), 877–895. Scopus. https://doi.org/10.1108/GM-03-2022-0101
Bednarek-Gilland, A. (2015). Researching values with qualitative methods: Empathy, moral boundaries and the politics of research (p. 122). Ashgate Publishing Ltd; Scopus. https://www.scopus.com/inward/record.uri?eid=2-s2.0-84938280606&partnerID=40&md5=9fe04cec3f08b662639e63bdf2de404d
Borcsa, M., & Rober, P. (2015). Research perspectives in couple therapy: Discursive qualitative methods (p. 176). Springer International Publishing; Scopus. https://doi.org/10.1007/978-3-319-23306-2
Boruchowitch, F., & Fritz, M. M. C. (2022). Who in the firm can create sustainable value and for whom? A single case-study on sustainable procurement and supply chain stakeholders. Journal of Cleaner Production, 363. Scopus. https://doi.org/10.1016/j.jclepro.2022.132619
Çıdık, M. S., & Boyd, D. (2022). Value implication of digital transformation: The impact of the commodification of information. Construction Management and Economics, 40(11–12), 903–917. Scopus. https://doi.org/10.1080/01446193.2022.2033287
Dagiliene, L., Frendzel, M., Sutiene, K., & Wnuk-Pel, T. (2020). Wise managers think about circular economy, wiser report and analyze it. Research of environmental reporting practices in EU manufacturing companies. Journal of Cleaner Production, 274. Scopus. https://doi.org/10.1016/j.jclepro.2020.121968
Dangelico, R. M., Nonino, F., & Pompei, A. (2021). Which are the determinants of green purchase behaviour? A study of Italian consumers. Business Strategy and the Environment, 30(5), 2600–2620. Scopus. https://doi.org/10.1002/bse.2766
Doni, F., Bianchi Martini, S., Corvino, A., & Mazzoni, M. (2020). Voluntary versus mandatory non-financial disclosure: EU Directive 95/2014 and sustainability reporting practices based on empirical evidence from Italy. Meditari Accountancy Research, 28(5), 781–802. Scopus. https://doi.org/10.1108/MEDAR-12-2018-0423
Gibton, D. (2015). Researching education policy, public policy, and policymakers: Qualitative methods and ethical issues (p. 226). Taylor and Francis; Scopus. https://doi.org/10.4324/9781315775722
Haglund, N., Mladenović, M. N., Kujala, R., Weckström, C., & Saramäki, J. (2019). Where did Kutsuplus drive us? Ex post evaluation of on-demand micro-transit pilot in the Helsinki capital region. Research in Transportation Business and Management, 32. Scopus. https://doi.org/10.1016/j.rtbm.2019.100390
Hammersley, M. (2003). The Dilemma Of Qualitative Method: Herbert Blumer and the Chicago Tradition (p. 271). Taylor and Francis; Scopus. https://doi.org/10.4324/9780203392904
Khan, S. J., Badghish, S., Kaur, P., Sharma, R., & Dhir, A. (2023). What motivates the purchasing of green apparel products? A systematic review and future research agenda. Business Strategy and the Environment, 32(7), 4183–4201. Scopus. https://doi.org/10.1002/bse.3360
Lyu, S. O., & Kim, C. (2025). What Drives Consumer Willingness to Pay for Environmental, Social, and Governance Initiatives? A Choice Experiment. Corporate Social Responsibility and Environmental Management, 32(3), 3454–3470. Scopus. https://doi.org/10.1002/csr.3141
Margariti, K. (2021). “White” space and organic claims on food packaging: Communicating sustainability values and affecting young adults’ attitudes and purchase intentions. Sustainability (Switzerland), 13(19). Scopus. https://doi.org/10.3390/su131911101
McMahon, J., & McGannon, K. R. (2024). Trauma-informed research in sport, exercise, and health: Qualitative methods (p. 268). Taylor and Francis; Scopus. https://doi.org/10.4324/9781003332909
Mukhlis, L. (2025a). A Phenomenological Study of Personal Spiritual Experiences in Navigating Religious Pluralism within Interfaith Communities. Irfana: Journal of Religious Studies, 1(6), 212–220.
Mukhlis, L. (2025b). Spiritual Grounds for Economic Growth: A Qualitative Exploration of Rural Indonesian Women’s Transformative Journeys Through Mosque-Led Empowerment Programs. Servina: Jurnal Pengabdian Kepada Masyarakat, 1(8), 289–298.
Mukhlis, L., & Abdullah, M. N. (2025). Hukum Keluarga Islam di Indonesia (1st ed.). Mukhlisina Revolution Center.
Mukhlis, L., Arifin, T., Ridwan, A. H., & Zulbaidah. (2024). Integrating Artificial Intelligenceand Maqāṣid al-Syarī‘ah: Revolutionizing Indonesia’s Sharia Online Trading System. Computer Fraud and Security, 2024(11), 301–309. https://doi.org/10.52710/cfs.238
Mukhlis, L., Arifin, T., Ridwan, A. H., & Zulbaidah. (2025). Reorientation of Sharia Stock Regulations: Integrating Taṣarrufāt al-Rasūl and Maqāṣid al-Sharī‘ah for Justice and Sustainability. Journal of Information Systems Engineering and Management, 10(10s), 58–66. https://doi.org/10.52783/jisem.v10i10s.1341
Mukhlis, L., Arifin, T., Ridwan, A. H., Zulbaidah, Rosadi, A., & Solehudin, E. (2025). Reformulation of Islamic Stock Law: The Application of Taṣarrufāt al-Rasūl and Maqāṣid al-Syarī‘ahto Develop a Dynamic and Sustainable Islamic Capital Market in Indonesia. Journal of Posthumanism, 5(3), 1–13. https://doi.org/10.63332/joph.v5i3.913
Mukhlis, L., Janwari, Y., & Syafe`i, R. (2023). INDONESIA STOCK EXCHANGE: THEORETICAL AND PHILOSOPHICAL ANALYSIS OF MUDHARABAH AND MUSYARAKAH CONTRACTS. Yurisprudentia: Jurnal Hukum Ekonomi, 9(2), 243–264. https://doi.org/10.24952/yurisprudentia.v9i2.8466
Mukhlis, L., Maryam, S., & Sormin, S. A. (2023). Model Pembelajaran Living History Berbasis PjBL Untuk Meningkatkan Keterampilan Histografi Mahasiswa. Jurnal Educatio FKIP UNMA, 9(4), 1800–1809. https://doi.org/10.31949/educatio.v9i4.5595
Mukhlis, L., & Saidah, Y. (2025). Dynamics of Nature-Based learning in Developing Children’s Motoricic Skills: Teacher and Parent Perspectives. HUMANISMA: Journal of Gender Studies, 9(1), 64–79. http://dx.doi.org/10.30983/humanisme.v4i2.9366
Mukhlis, L., Suradi, Janwari, Y., & Syafe`i, R. (2023). Sosialisasi Saham Syariah sebagai Instrumen Pengembangan Ekonomi Masyarakat di Badan Kontak Majelis Taklim (BKMT) Kabupaten Mandailing Natal. Jurnal Pengabdian Multidisiplin, 3(2), 2–9. https://doi.org/10.51214/japamul.v3i2.604
Nemoto, K. (2024a). Varieties of engagement: Japanese corporate leaders’ strategic relations with foreign shareholders and institutional change. Review of International Business and Strategy, 34(3), 454–468. Scopus. https://doi.org/10.1108/RIBS-06-2023-0057
Nemoto, K. (2024b). Varieties of engagement: Japanese corporate leaders’ strategic relations with foreign shareholders and institutional change. Review of International Business and Strategy, 34(3), 454–468. Scopus. https://doi.org/10.1108/RIBS-06-2023-0057
R′biaa, O., & Dextras-Gauthier, J. (2025). Unveiling the paradox of organizational justice: An integrative categorization bridging economic and deontic perspectives. Philosophy of Management, 24(2), 117–138. Scopus. https://doi.org/10.1007/s40926-024-00327-x
Scharding, T. K., & Warren, D. E. (2023). When Workplace Norms Conflict: Using Intersubjective Reflection to Guide Ethical Decision-Making. Business Ethics Quarterly, 33(2), 352–380. Scopus. https://doi.org/10.1017/beq.2021.44
Setyowati, D. L., Paramita, S., Ifroh, R. H., Asrianti, T., Fitriany, E., & Rahman, W. (2021). Work readiness during covid-19 among taxibike online drivers in samarinda, indonesia. International Journal of Public Health Science, 10(3), 617–628. Scopus. https://doi.org/10.11591/ijphs.v10i3.20870
Starr, K. (2021). What future for school business leadership? Recent change and looming possibilities. Management in Education, 35(2), 108–116. Scopus. https://doi.org/10.1177/0892020620969855
Sudrajat, A., Prasetyanti, R., Nugroho, A. A., & Iskandar, N. S. (2024). Vocational village model: Bridging the gaps towards sustainable rural development. Journal of Infrastructure, Policy and Development, 8(13). Scopus. https://doi.org/10.24294/jipd7021
Swartz, E. M., Scheepers, C. B., & Toefy, T. (2022). Women entrepreneurs’ opportunity identification of digital platform start-ups: Emerging evidence from South Africa. International Journal of Gender and Entrepreneurship, 14(3), 352–374. Scopus. https://doi.org/10.1108/IJGE-06-2021-0096